Is university a bad idea?

Hey everyone, I'm in my early 20s and aiming to build a great life for myself. Over the past 3-4 months, I've been diving into programming with Python and have become pretty proficient. My question is: should I consider going to university?

For the last couple of years, I've been working as a carpenter, and while it's been a rewarding experience, I don't see it as my long-term career. I'm really enjoying learning Python and believe it could be a promising path. However, it seems like most employers are looking for candidates with degrees.

Also I'm open to any general advice for someone in their early 20s who's starting from scratch. Any insights or experiences you can share would be greatly appreciated.